Carrol Daily Times Herald from Carroll, Iowa on April 27, 1976 · Page 12
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Carrol Daily Times Herald from Carroll, Iowa · Page 12

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Carroll, Iowa
Issue Date:
Tuesday, April 27, 1976
Page:
Page 12
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Consumers Find Law Often on Their Side in Battle of Market Place By Louise Cook (Associated Press Writer) Complaining consumers are finding that the law is often on their side these days in the battle of the market place. Many of the things tak»?r. fur granted today are the result of legislation passed within the last 10 years. Until 1968. for example, lenders did not have to disclose the annual interest charge on revolving credit accounts. Among key federal consumer laws cited by the Consumer Federation of America are the Drug Control Bill of 1962. the Truth in Farmers Are Ahead of Schedule DBS MOINES. Iowa (AP) Moisture supplies in Iowa farmland improved dramatically with heavy rains during the past week, the Iowa Crop and Livestock Reporting Service says. "Excessive precipitation ranged from around one inch in the northwest to locally near six inches in the southeast." the service said Monday. Normal rainfall for the period is about .8 of an inch. "Two principal periods of rain were accompanied by severe thunderstorms and several tornadoes, and by week's end rivers were flooding in central to southeast portions of the state," the service added. The general rains over much of Iowa brought fieldwork to a near standstill, for the week ending Monday, in all but the northwest and west-central areas. Less than two days were considered suitable for fieldwork. "The rain fell over an extended period, however, so soil erosion was minimal," the service said. "Despite the lack of fieldwork last week, Iowa farmers remain ahead of schedule for this time of year." Plowing progressed little from the 92 per cent completion a week ago. However, spring plowing was reported 95 per cent completed Monday, compared Baby Killed in Collision MEDIAPOLIS. Iowa (API — A car-pickup truck crash on U.S. 61 one mile south of here took the life of a 9-month-old baby Monday. State troopers said the infant, John Bonnesen, died at a Burlington hospital about 45 minutes after his parents' pickup collided with an oncoming car. The parents, Francis and Carol Bonnesen, were in fair condition late Monday. The driver of the car. George Ornduff. 31. Burlington, was charged with drunk driving. Packaging Act of 1966. the Truth in Lending Law of 1968. the 1972 legislation establishing the Consumer Product Safety Commission and the Magnuson-Moss Warranty Act of 1975. Other laws and regulations involving consumer rights cover such subjects as price fixing, discrimination in credit granting and responsibility for products that don't work. State and local legislators, meanwhile, also have strengthened consumer rights. Several states now require unit pricing in with 60 per cent at the same time last year and the five-year average of 69 per cent. "Farmers continue to wait for the proper conditions to plant corn," the service said. "Wet fields held up planting last week and corn planting advanced to only 6 per cent completion." This compares with 1 per cent completion at the same time in 1975 and the five-year average of 3 per cent. "Greatest progress in corn planting was made in the northwest and west-central districts," the service said. "Some reporters indicated that early-planted corn has begun to emerge, especially in the southern one-third of the state. ''Some warm, sunny weather is needed before full-scale corn planting can get underway." The service reported topsoil moisture at 7 per cent short. 49 per cent adequate and 44 per cent surplus. Subsoil mositure was 14 per cent short. 74 per cent adequate and 12 per cent surplus. Teen Charged With Slaying OMAHA. Neb. (AP)—Douglas County Sheriff Ted Janing said Monday that a 19-year-old Omahan was arrested and charged with with the slaying last October of construction worker Hendrick T. Dohmen Jr. Robert W. Record appeared before County Judge Sam Cooper following his arrest. No bond was set and Janing said Record was returned to jail. "The arrest resulted after extensive joint investigation by the Douglas County sheriff's office and Douglas County attorney's office in cooperation with the Nebraska Safety Patrol and Omaha police," Janing said. Dohmen. of Crescent. Iowa, was found Oct. 12 west of Omaha in his car after it ran into a creek bed. Authorities said he had been shot in the head by a .22 caliber bullet. He died Oct. 19 in an Omaha hospital. The sheriff's office said after the incident it appeared someone drove up beside Dohmen's car and shot him through the driver's side of the window. supermarkets. Antitrust laws have been improved in other areas. There are stricter licensing provisions for repairmen. Consumer education programs have been set up in the public schools. Here is a look at some key federal laws and rules and what they do: —Drug Control Bill: It requires that drugs be proved effective and given approval by the government before marketing. It also requires drug manufacturers to register with the government Sentenced, Paroled on Extortion Try COUNCIL BLUFFS. Iowa (AP)—A Council Bluffs woman who pleaded guilty to charges of attempting to extort money from the parents of a missing child has been paroled for an undetermined length of time. Roxanne Cast. 19. pleaded guilty to the charges last month. She tried to extort §2.000 from the parents of 5-year- old Mark Bernhardt. ' The Bernhardts received a letter several days after the boys disappearance in February. The letter offered information about the boy. and .asked $2.000. The child's body was found April 16 on the banks of the Missouri River near Brownsville, Neb. After a lengthy investigation, police said young Bernhardt was the apparent victim 1 --of accidental drowning. Police said they do not believe foul play was involved in the child's death, and that Miss Cast had no knowledge of the boy's whereabouts when she wrote the letter to the child's parents. Pottawattamie County District Court Judge Paul Sulhoff sentenced Miss'Cast to a five- year term in the Iowa Women's Reformatory, then suspended the execution sentence and placed the woman on parole. Asked for Delay in Slaying Trial CEDAR RAPIDS. Iowa (AP) — Attorneys for two men charged in the slaying of two FBI agents on the Pine Ridge Indian Reservation last June have asked for a delay in their trial scheduled for May 17 here. Attorneys William Kunztler and John Lowe, in briefs submitted Monday, said they will not be available until at least June 14 because of other court commitments. The two defendants — Robert Robideau and Darelle Butler — were to have been tried in Rapid City. S.D.. but were transferred to Iowa's Northern Judicial District where there case will be heard by federal Judge Edward McManus. and provide information about contents on product labels. —Truth in Packaging: The law requires that household products generally sold in supermarkets and drugstores be clearly and accurately labeled regarding contents, net quantity, the name of the manufacturer and the number of servings, where applicable. —Truth in Lending: This law requires lenders to disclose annual as well as monthly interest charges on revolving accounts. It makes sure that buyers know that the small-sounding l'-a per cent monthly charge is really 18 per cent a year. —Consumer Product Safety Commission: It was established under a law passed Oct. 27. 1972. The panel began operations on May 14. 1973 to protect the public against "unreasonable risks of injury associated with consumer products;" to help individuals evaluate the comparative safety of different items; and to develop uniform safety standards for a wide variety of goods. The commission has recalled more than 20 million allegedly unsafe items, but it reports that many of them — 83 per cent on the average through the first year and a half of operation — were never returned by the purchasers. GOING ON VACATION? You'll have fun with a new CB RADIO! Have a CB Radio installed in your car before leaving on vacation. Use it for emergencies, for breakdowns ... or just for the fun of it. Stop at Coast-to-Coast in Carroll today and let them show you their huge selection of CB.radios. Pace Teaberry Kriss Johnson Midland Craig Contact SBE Robyn Courier Hy-Gain Pierce-Simpson £obra Kraco Astro Royce Complete Line of CB Radios, Base Stations, Antennas & Accessories HAVE YOURS INSTALLED TODAY Priced From Over 35 77 Different Units in Stock $99 COAST TO COAST Westgate Mall Tlmet Herald, Carroll, la. m e\ Tueiday, April 27, 1976 I *• even When a refund or replacement was offered. The commission also has come in for criticism from sdme consumer groups, including the Consumer Federation of America, which charged that the panel is not concentrating on the real issues. These groups attacked the commission for working to establish mandatory standards for such things as architectural glass and swimming pool slides, rather than basic necessities. "You have to wonder who decides what (about priorities) over there," said Midge Shubow of the federation. —Credit: Several laws, starting with the Fair Credit Reporting Act of 1971, give consumers the right to review their credit file, require credit granters to tell rejected applicants why they were turned 1 down, make it illegal for creditors to discriminate on the basis of race, religion, color, national origin, sex, marital status or age and provide procedures for settling billing disputes. Those procedures require companies to resolve any complaint within 90 days of receiving a written notice of the grievance. The creditor can't close your account or threaten you with retaliation during this period. In addition, if you charge something and it turns out to be defective, you don't have to pay the .credit card company, providing you first try to work out the dispute with the store. Previously, the credit granter had no responsibility for quality of the product involved. — Magnuson-Moss Warranty Act: The 1975 law requires that any warranty provided by a manufacturer or retailer be written in simple language. A Federal Trade Commission rule, effective Jan. I,vl977. requires a warranty to include a clear description of products and parts covered — and not covered. The warranty also must state what the warrantor will do in the event of a defect, with a list of which services will be paid for and provided and which will not. If a manufacturer will pay for the cost of replacement parts, for example, but will charge extra for labor, he must say so clearly. The warranty must also include a step-by-step explanation of what you should do to get repairs or replacements, how long the warranty is good for and information about what to do in case of a dispute. The law encourages informal and independent ways to settle disputes fairly, quickly and cheaply. The law does not provide specifics, but an FTC rule, taking effect July 4, sets minimum standards for things such as record-keeping and audits. The law allows warrantors to require that these informal dispute-settling mechanisms be used as a first step in resolving consumer complaints and, in certain cases, exempts warrantors from class action suits if they use these processes. —Mail Orders: A Federal Trade Commission rule that took effect Feb. 2 requires mail order firms to fill orders within 30 days or give consumers their money back. —Real Estate Settlement and Procedures Act: The law requires that mortgage lenders disclose, in advance of a sale, the settlement costs for both buyer and seller. The lender must use a uniform settlement statement, prepared by the Housing and Urban. Development Department, and must give buyers^ a booklet, prepared by HUD explaining settlement costs. The law gives consumers more information about things such as,charges made by lenders to cover administrative loan costs and fees that must be paid to the person or company handling details of the final transaction. —Moving: The Interstate Commerce Commission recently adopted new rules requiring truckers of household goods to assume responsibility for loss or damage to all items they accept for shipment. Previously, movers often refused to accept responsibility for unusually fragile or valuable items. The new rules also include limitations on liability. The company is ,not responsible for perishable articles, for example, the mover does not know such items are being shipped. —Agency for Consumer Advocacy : The Consumer Federation of America lists the creation of an independent consumer agency within the federal government as a key goal. But the legislation is still pending after years of debate. It passed both houses of Congress last year and went before a conference committee. President Ford, however, says he will veto the bill, contending that it would simply create an additional bureaucracy. He ha&proposed instead, expanding consumer efforts within existing departments, a plan that the Consumer Federation of America attacks: Next: Complaining to the Manager Carroll serve rowans at me. If our benefits were a certain number of dollars a day, processing claims would be easy. A little adding, a little multiplying. But Blue Cross and Blue Shield benefits are care, not limited dollars. That makes a big difference to us, and to you. To us, it means a personal service to make sure you get all the benefits you have coming. To you it means maximum coverage of your hospital and doctor bills. Good reason why 1,200,000 lowans make Blue Cross and Blue Shield protection their choice. Blue Cross Blue Shield of Iowa Des Moines/Sioux City ^Registered Mark Blue Cross Association ^Registered Service Mark of the National Association of Blue Shield Plans We Care,

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