'I,' ^^^^u ^MlriteJ, i^gg^n HAPPY NEW YEAR A New Years Resolution If you would guarantee a Happy New Year for yourself in 1932, start now to pay up those old biiis. They only serve to stand in the way of individual comfort, happiness, and even success. Resolve now to pay your bills with Hope firms and individuals promptly. And to get and keep a good credit rating. A reputation for prompt payment of bills will follow you wherever you go, as long as you live. B>«v is the man or woman who has a good credit rating. 'afresh this New Year of 1932. Start rrbmpt ^Payment Measures Your Credit . -vpv Iniv &:, &rv> s' Promptness of payment is the only measuring stick for your credit rating, in the files of credit rating bureaus, all over the land. Such a bureau is operated here in Hope, by the Retail Merchants Association. This bureau is in touch with other similar organizations everywhere, and exchanges information with them. All bills are due on the first of the month, or not later than the tenth—unless otherwise specified at the time of purchase. Regairdiess of how much you may be worth—regardlses of your former habits of paying your bills—^-regardless of your reputation for having the ability to pay your bills, the only thing that counts is prompt payment. D>.'-* i^-s? Pay Your Bills Promptly And Have A Good Credit Rating There is no better time than January First, Nineteen Thirty Two to start gaining the reputation for paying your bills promptly. Pay your December bills now! If you can't do that, pay them not later than the tenth of Janury. If this seems difficult, you will do well to make some arrangements for definite payment -with your creditors. Then, make -sure you live up to that agreement. • If you have some old bills, resolve to see your creditors early in the New Year, and make arrangements, for payment as soon as possible. Merchants and business men must pay their bills promptly if they are to remain in business. They, too, are rated in wholesale- credit rating bu- reays. Good credit is absolutely essential to them, in every purchase they make. They must pay their help promptly. There.'s no getting around that. Their rent, light, water, gas and insurance must be paid in full, and promptly, too. The only way they can possibly pay their bills is for you to pay your bUls to them. Then your m oney starts circulating. Something vitully important in these days. Start the wheels of business turning hero in Hope! That's what you do, every time you pay one dollar on account. Hope business men have made a New Year's resolution, too. They have resolved to be more firm—to use more stringent methods in collecting their accounts. They are only asking you now to start cleaning up the slate. They will take more drastic action, if necessary. But they are giving you a chance to keep faith with them. They have kept faith with you, by providing you with the goods and the services you want. They have extended you the privelege and accommodation of a charge account. Now, it's your turn. "There is a tide in the affairs of men," wrote Shakespeare, "Which, taken at its crest, leads on to prosperity." Again in 1932 the tide leads on to we know not where—but happiness and good fortune for the man with a good credit standing, and "we must take the current when it serves, or lose our ventures. This AD Paid For By Geo. W. Robison & Co. , * Patterson's Department Store Ladies Specialty Store Middlebrooks Grocery Co. v Ward & Son, Druggists Lewis &Wilson, Grocer-Market P. A. Lewis Motor Co. Gorham & Gosnell Hope Star Hope Hardware Company John P. Cox Drug Co. Hope Retail Lumber Yard John S. Gibson Drug Co. Retail Merchants Association J. A. Brady, Jeweler Reed-Routon & Co. i Hope Auto Co. Duffie Hardware Co. Moore & Hawthorne, Market Hall Bros., Cleaners Hope Furniture Co. Broadway Service Station Stewarts Jewelry Store Arkansas Machine Specialty Co. Luck Bros. Service Station 556 Service Station Josephine Hospital Dr. L. M. Lile t Handicap Yourseli By neglecting to pay your bills promptly you handicap you self in several ways. Your family's purchasing power is c tailed; you are forced to pay spot cash for everything—you unable to afford luxuries buyable out of income. Your OV business standing is handicapped—people lack confidence you. Avoid these contingencies by making it a habit to bills before the tenth of the month, or as agreed. •*• Keep Your Credit Good In 193 jlfffAA--'-^'
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