The Amarillo Globe-Times from Amarillo, Texas • Page 14

14 Amarillo Globe-Times Monday, January 23,1967 ONLY A FEW MORE DAYS LEFT! UMITEB ENROLLMENT PERIOD FEBRUARY 5,79671 for people of all ages and families of all sizes- Board of doctors announces a remarkable new extra cash hospital plan--expense-free, tax-free extra cash paid direct to you over and above any other insurance or Medicare --and, regardless of your age or size of your family, you can enroll for only FOR THE VERY FIRST TIME, HERE IS A PLAN THAT ACTUALLY PAYS YOU: extra cash for sicknesses extra cash for accidents extra cash for maternity increased extra cash for cancer, heart attack or stroke extra cash doubled when husband and wife are both injured all in addition to any other insurance or Medicare! this Limited Enrollment enrol! yourself and all of your family with no red tepo without enyquallHca- but you must mall your ERroltRwrrt no later then SSIdnlgtiti Fefireary 19871 hink of it Now, simply by the stroke of your you may enjoy the expense-free, tax-free protection of The Doctors Hospital Plan-- the. new "bonus" plan that pays extra cash direct to you when a sudden accident or an unexpected sickness hospitalizes you or a covered member of your family! And may enroll during this Limited Enrollment Period-- without having lo sec a company representative and without any red tape whatsoever! Why Yeu The Daelars Hospital Fiin In AffiwiTo OwDnsry Hospital The unique Doctors Hospital Han was created by Physicians Mutual Insurance Company, an insurance company run by doctors. It has specialized in health, and accident protection for physicians, surgeons and dentists exclusively for more than 64 years. Now this fine old "doctors company" has created this remarkable new "extra cash" plan- End at acost substantially less than yon might expect! Doctors know that ordinary hospital insurance even Medicare-- simply will not cover everything. Actually, even if your ordinary hospital insurance covers all your -medical and hospital bills, what all your other expenses-- the bills that Jceep piling up at home-- the tremendous and costly upset to your budget, your reserves, and your family Efe? Consider for a moment: If you, as husband, father and breadwinner ore suddenly hospitalized, your income stops, your expenses go up.

Even you have some kind of "salary insurance" it probably won't ccme close to replacing your full-time pay. Where will the money come from for the rent or mortgage? For food, jnonthly payments, and all the other bills that keep on coming in while you're hospitalized? Jf your wife is suddenly hospitalized, who will look after the family, do the laundry', the marketing, 'the cleaning? You may have to take time off from your job-- or hire full-time domestic help-- to take care of things at home. one of your children is suddenly hospitalized, you will certainly spare no expense. As a parent, you wouldn't even think of the cost. If you're over J5 and are suddenly hospitalized, Medicare, fine as it pay all of your hospital expenses or any household expenses.

Most senior citizens want to use up savings it may have taken a lifetime to accumulate. want to retain their independence and not become a "burden" to their children or community. Without "extra cash" prelection, a hospital emergency may leave you with savings gone, debts j'on can't pay, peace of mind shattered--and even recovery can be seriously delayed! Now, thanks to the valuable new plan created by a board of doctors, you can stop worn-ing! Hew tits Piin Ft eteets Yeu And Your Family Now, with the unique "extra cash" protection of The Doctors Hospital Plan, you can avoid these worries--because you can be assured of extra cash income when you or any covered member of your family goes to the hospital. No matter how large your family, no mailer what your age or occupation and without any qualifications whatsoever, you can choose any of four low-cost plans, specially tailored to suit your family's needs. CHOOSE THE PLAN THAT SUITS YOU BEST- You can enroll for only $10,000 MAXIMUM-ALL-FAMILY PUN: $100 a week ($14.28 a day) extra cash for you.

weekly ($10.71 daily) for your wife. 550 weekly ($7.14 daily) for each of your eligible children. $7,500 MAXIMUM-ONE-PARENT FAMILY PLAN: $100 a week ($14.28 a day) extra cash for you. $50 weekly ($7.14 daily) for each of your eligible children. $7,500 MAXIMUM-HUSBAND-WIFE PLAN: $100 a week ($14.28 a day) extra cash income for you.

$75 weekly ($10.71 daily) for your wife. $5,000 MAXIMUM-INDIVIDUAL PLAN: $100 a week ($14.28 a day) extra cash for you. If yours is a young, growing family, we recommend the All-Family Plan. You and your wife are covered for all new sicknesses and accidents (including maternity benefits, after your policy has been in force for 10 months). And all your children (including future additions) between 3 months of age and under 21 are included at no extra cost as long as they are unmarried and live at home.

If you are the only parent living with your suggest the One-Parent Family Plan. This covers you and all unmarried childrenliving athome between 3 months of age and under 21. Under this plan, course, future additions are not included since no maternity benefit is provided in the One- Parent Family Plan. If you have no children, or if your children are and no longer dependent on you, you will want the Husband-Wife Plan. Or, if you are living by yourself, choose the Individual Plan.

On all plans, your "extra cash" benefits are paid from the very first day you enter the hospital, for as long--and for as many times-as you are hospitalized, right up to the maximum of Benefits) the plan you select. SPECIAL EXTRA BENEFITS! Whichever plan you choose, you gel: 50V, IXCREASE IN YOUR CASH BEAT- F.F1TS...K you or any member of your family is hospitalized for cancer (including Leukemia and Hodgkin's Disease), heart attack (acute jnyocardial infarction, coronary -thrombosis and coronary occlusion), or stroke (apoplexy). If you choose the All-Family Plan or the Husband-Wife Flan, you get in addition: DOUBLE CASH BENEFITS if both you and your wife are injured and hospitalized at the same time: You get hrice the A-WEEK! Important: Here is another real you have been told that anyone in your family is Even if one of your covered family members has suffered from chronic ailments in the past-ailments that come back again and again, or are likely to recur--you will be covered for these preexisting conditions after your policy has been injorce for two years! Naturally, The Doctors Hospital Plan will cover any new accident or sickness. Accidents are covered immediately. After your policy is 30 days old, you are covered for sicknesses which begin thereafter.

There.are only these minimum necessary exceptions: pregnancy or anyiConscquence thereof (unless you. have the All-Family Plan which covers maternity after the policy is inforce for 10 months), war, military service, nervous or mental disease or disorder, alcoholism or drug addiction, or if something happens "on the job" and is covered by Workmen's Compensation or Empoyers Liability Laws. You are free, to go to any hospital of your own choice that makes a charge for room and board, with these exceptions only: nursing homes, convalescent or self-care units of hospitals, Federal hospitals, or any hospital primarily for treatment of tuberculosis, alcoholism, drug addiction, or nervous or mental disorder. In. addition to the extra cash hospital benefits, you get all these valuable "extra" features: How Your "HMlth-Bank Accaunt" Grows Each Monlh Here's a wonderful benefit, no matter which plan you choose--almost like having an extra "Bank Account." When your policy is issued, your insurance provides up to 510,000, $7,500, or upon the plan you choose.

This is your "Health Bank-Account." Then, every month your policy is in force, a sum equal to your regular monthly premium (including your first month) is actually added to your maximum! When you have claims, your benefits are 19 Important Questions Answered ABOUT THE NEW DOCTORS HOSPITAL PLAN Is The Doctors Hospital Plan? The Doctors Hospital Plan is a brind-ncff, low-cost health protection plan--that pays extra cash direct to- you when a covered accident or illness hospitalizes you. or a covered member of your family. 2. Why do I need The Doctors Hospital Plan idditlon regular Insurance? Probamy your present hospital insurance won't cover all your hospital expenses, but even if it docs, you will itfli need help to cover all your household expenses when JOB are hospitalized. 3, Can i collect even If 1 cany olhef hsalUi insurants? YesTTbe Doctors Hospital Plan pays you in addition to any health insurance you carry, whether individual or gronp-cvcn in addition to Medicare! And all your benefits are tax-free! Of course, you may have only one like policy with Physicians Mutual, there a lot ol red Ups to qualify? None at all.

Your only qualification is to complete and jnafl your Enrollment Form by the deadline date shown. 5. Which plan should 1 chooser You may choose any of four low-cost plans-you can actually select the exact plan that suits you best! if yours is a young, growing family, we recommend the ALL-FAMILY PLAN'. You and your wife arc covered for all new sickness and accidents. (Maternity benefits are included after your policy has been in force for SO months.) All your children (and future additions) between 3 months and under 2L aic included, at no extra cost, as long; CJ they are unmarried and live at home.

If you are the only parent living with your children, ire suggest the ONE-PARENT FAMILY PLAN. This covers you and all unmarried children living at home between 3 months of age and under 21. Under this plan, of course, future additions are not included no maternity benefit is provided in the ONE-PARENT FAMILY PLAN. If you have no children, or if your children are grown tnd no longer dependent on you, you will want the HUSBAND-WIFE PLAN. Or, if you are living by yourself, choose tho INDIVIDUAL PLAN.

If I became hospitalized, when do my benefit! begin? On all plans, your cash benefits are paid from the very first day you enter the hospital, for as Jong-arid for as many times-as you arc hospitalized, up to the maximum (Aggregate of Benefits) of the plan you choose. FAMILY PLAN), war, military service, nervous or mental disease or disorder, alcoholism or drug addiction, or if something happens "on the ibb" and is covered by Compensation or Employers Liability Laws. 14. Can I drop out any lime? Can you drop me? We will never cancel or refuse to renew your policy for reasons--for as long as you live and continue to pay your premiums. We guarantee that wilt never cancel, modify or terminate your policy unless we decline renewal on all policies of this type in your entire state or until the maximum (Aggregate of Benefits) of your policy has been paid.

You, of course, can drop your policy on any renewal date. 7, How much can I bs paid? Each plan has its own "Aggregate of Benefits," what wa call the maximum. For example, under the ALL-FAMILY PLAN, the maximum is a week (SI4.2S a day) extra cash income for you; 575 weekly ($10.71 daily) for your wife; $50 weekly ($7.14 daily) for each of your eligible i children. Under the ONE-PATIENT-PLAN, the maximum is weekly (514.28 daily) for you; 550 weekly ($7.14 daily) for each of your eligible children. Under the HUSBAND-WIFE PLAN, the maximum is WOO-SIOO weekly (514.28 daily) for you; 575 weekly 1 (510.71 daily) for your wife, Under the INDIVIDUAL PLAN, the maximum is I JS.WhyisThs Hospital Plan almost liks having a week ($14.25 a day) for you.

an erira "bjni 8, Are any additions! bensftts Included In Tha Doctors jftvhcn your policy is issued, your insurance provides up Hospital Plan! to 510,000, 57,500, or upon the plan You receive.a increase in cash benefits if you j. ou choose. This is your "Health Bank-Account." Then, or any covered family member is hospitalized for cancer (including Leukemia and Hodgkin's Disease), heart attack (acute myocardial infarction, coronary thrombosis and coronary occlusion), or stroke (apoplexy). at the same time and are covered by the ALL-FAMILY PLAN or the HUSBAND-WIFE PLAN, you get double cash benefits. You get twice the A WEEK! 10.

Don this plsn nay In any hMplUIf kYou will be covered any hospital thatimakes a charge for room and board, except nursing homes, convalescent or self-care units of hospitals, Fcderal.hospitals,_or any hospital primarily for the treatment of tuberculosis, drug addiction, alcoholism, or nervous or mental disorder, 11. What does my policy go tote toretT It becomes effective the very same day we receive your Enrollment Form. Accidents are covered on that date. After your policy is 30 days old, sicknesses which begin thereafter arc covered. Under the ALL-FAMILY PLAN, childbirth or pregnancy or any consequence thereof arc covered after your policy is in force for 10 months.

every month your policy is in force, a sum equal to your regular monthly premium (including your first month) is actually added to your maximum. When you have claims, benefits are subtracted from your Yes. With your policy, you will receive a simple, fese claims wilMe processed quickly and your checks sent directly to you. 17. Why are Ihe premiums so low? With The Doctors Hospital Plan, you actually get all these benefits-at such a low cost--because tHs is a mass enrollment plan-and no salesmen are used.

Our volume is higher and our total sales costs arc lower. 12. Wfirt if someone In my hM tiii hutth Icm that may occur (gain? Even if one of your covered family members has suffered from chronic ailments in the past, pre-existing conditions are covered after the policy has been in force for two years. 13, What conditions aren't covered? Only these minimum necessary exceptions: pregnancy or any consequence thereof (unless you have the ALL- 18, How much dou myfirs.1 month coil? Only $1.00, regardless of your age, the size of your family or the plan you select. After the first month, if you arc under 65, you pay only theselow monthly rates: only $7.95 a.

month for the ALL-FAMILY PLAN; only a month for the ONE-PARENT FAMILY PLAN; only $5.95 a month for the HUSBAND-WIFE PLAN; only 53.50 a month for THE INDIVIDUAL PLAN. (When you are over increase. See modest increase in box above.) 19. Why should 1 onion right Because an unexpected sickness or accident could strike without warning-ancl you will not be covered until your policy is in force. Remember, if for any reason you change your mind, you return your policy within 10 days and your Sl.OO will be refunded immediately.

subtracted from your "account." It's much like putting money in and taking it out of a bank account. Enjoy Peace Of Hlftd And Sseurtty For as long as you live and continue to pay your premiums, we will never cancel or refuse to renew vour policy for health we guarantee that we will never cancel, modify or terminate your poh'cy unless we decline renewal on all policies of this type in your entire state or tintil the maximum (AEgrerate of Benefits) of your nolicv has been paid. Your Other Insurants Of Medicare! Yes, The Doctors Hospital Plan pays you in addition to any other company's health insurance you carry, whether individual or Erroup--even Medicare! Fur- benefits are lax-fred Insomecascs, you may come out hundreds of dollars "ahead." Ot course, you may have only one like poh'cy with Physicians Mutual. Surprisingly Low Cost Memoership in The. Doctors Hospital Plan costs considerably less than you might expect.

You pay only Sl.OO for your first month's coverage (regardless ojyour plan), then only $7.95 a month for the All-Family Plan; only $5.95 a month for the One- Parent Family Plan; only 55.95 for the Husband- Wife Plan; and the Individual Plan costs only S3.50. (When you become 65--or if you are over 65 now- special Senior Citizen rates apply. See the modest increase in the box following.) And remember, regardless of age, size, of family or the plan you select, you get your first month for onlyfl. 00! SPECIAL NOTE IF YOU ARE OVER 65 Even though Medicare will pay most of your hospital expenses it will not cover all of your needs. During this limited enrollment, you can get the extra cash protection you need during the senior years without any qualifications just by using the form belowl It's a.fact that people over 65 are greater risks.

They go to- hospitals more often and have larger hospital bills than any other age group. That's exactly why senior citizens need extra cash protection! And that's why some hospital plans won't accept Ihem or charge rates beyond their means. But The Doctors Hospital Plan not only accepts you regardless of age, it gives you easy-to-carry protection that is within your means. If you are over 65. now, or when you become 65, the following niodest monthly increase applies.

(This is the only increase that can ever be made as long as you continue your policy in force): Female on All-Family or Husband- Wife Plan $2.25 Female on One-Parent or Individual Plan 3.00 Male on any Plan 3.00 How Can A Flan Offer Sa Much For So UKle? The answer is'simple: We have lower total sales costs! The Doctors Hospital Plan is a mass enroll-. inent plan. All business is conducted directly between you and the company by mail. No salesmen or investigators are used. It all adds up to real savings we share with you by giving you high quality protection at low cost.

As important as all the valuable benefits, the low cost and ease of enrollment is this vital fact: Your policy is backed by the resources, integrity and reputation of the Physicians Mutual Insurance Company, ''the doctors company," specializing in health and accident protection for physicians, surgeons and dentists, all across America for more than 64 years. Doctors right in your own community know about us and may actually be insured by Physicians Mutual. this is the first yon have heard of Physicians Mutual, it's probably because this is one of the very few offerings it has made to the general public.) Serving hundreds of thousands of policyholders throughout the United States direct by mail, Physicians a has its headquarters in Omaha, Nebraska, and is licensed and incorporated in that state. Its Board ot Directors is composed entirely of respected members of the medical, dental and insurance professions. Eisy Ta Ew etl-No Rs! Taps- No Sateimgn Will Call If you enroll now, during this limited enrollment period there are no other quaiificntons other than to complete and mail the Enrollment Form below.

We wilt issue- you The Doctors Hospital Policy (Form P30S Scries) immediately-- tiie same day we receive your Form. This aiuomatically puts your policy in force. Along with your policy, you will receive a simple, easy-to-use Claim Form. When you need your benefits, you can be that your claim will be handled promptly. Why not take a moment right now to fill out your Enrollment Form and mail it with only the "introductory" cost for your first month's coverage.

When you receive your policy, you'll see that it is' direct, honest and easy to understand. But if for any reason whatsoever you change your mind.j'ou may return your policy within 10 days and we wilt promptly refund your dollar. Please Note: Because this is a limited enrollment, we can only accept enrollments postmarked on or before the date shown on the form below. But please don't wait until that date! It is important that you act today! The sooner we receive your Form, the sooner The Doctors Hospital Plan will cover you. We cannot cover you it your policy is not in force! PHYSICIANS MUTUAL INSURANCE COMPANY 115 South 42nd Street, Omaha, Nebraska 6S131 SPECIAL LlMlfEJfENROLLMENT PERIOD! EXPIRES MIDNIGHT, FEBRUARY 5,1967" Do not delay.

Fill put-and mail Enrollment Form $1,0,0 Physicians Mutual Insurance Company, 125 South 68131 LIMITED ENROLLMENT FORM NO. 1551 Middle Initial City State Zip No. IMPORTANT: This cnrollmcntform must be mailed no later than midnight of: 5,1967 0 Female AGE- DATE OFBIRTH: Month Day Year If All-Family or Hiisband-AVife Finn is selected, give following information on wife: All-Family Plan Husband-Wife Plan One-Parent Family Plan Individual Plan Wife's First Name DATE OF WIFE'S BIRTH: Month Mida Day Initial Year Bo you carry olhcr insurance in this Company? No Yes (If "yes" pleaselist policy enclosed my first monthly premium of Sl.OO and hereby apply to Physicians Mutual Insurince mpany, Omahi, Nebraska, for The Doctors Hospital Policy Form P-30H Series and Plan thereunder selected tbove. I understand the policy ii not in force until actually issued. Insured 1 Signature 5IGN-DO NOT PRIN1 Please make check or order payable to PHYSICIANS MUTUAL.