The Daily Mail from Hagerstown, Maryland • Page 11

Getting In The Swim Buying A Swim Pool jTroffic Club It Doesn't Pay To Patch jPlons Annual Shabby, Leaking Old Roof Installation As a we may develop webbed in a few generations--so popylar has become the backyard swimming pool. Home poofs have' been equated with increased property values, health, social standing, physical development just plain fun. With all these factors going for it, it's small wonder that the swimming pool industry looks forward to a decade of expansion. In 1358, there were only approximately 2,500 families in the country which could hoast of a pool. The number has now climbed to 211,800.

By 1970 industry forecasters talk in terms of two million holes in the ground. Installment financing, new construction methods and a broadening market have slashed swimming pool costs to within reach of. more home-owners. Since the end of World War II, the cost of building a private pool has been whacked an average 25 per cent. Now it compare's favorably with the price of a new luxury Aar.

flying for Siit The money anybody spends is pretty mdch up to him. Costs vary greatly. Size is- the biggest factor. The average price of home pool stands at around 53,500. A pool 25x50 feet puts you in the luxury class.

If built of concrete, it will run from $6,000 to $10,000. This includes accessories like filter equipment, They call It a New They did it with a low-cost Improvement Loan from i i hoard and surrounding put down, the pool walks. will cost you. It does not include special features like pool heaters, covers, mechanical chlorinalors or waterside cabanas. The experts, say you can figure that the "extras" may cost as much as the poo! itself--unless yon arc "extra" careful.

Credit is doing much to boost swimming pool sates, says the American Bankers Association. More banks around the country arc taking the plunge into swimming pool financing. Banki Lead According to the latest figures, banks lead the pool-loan parade by financing about 70 per cent of all new i i pools. Mortgage companies ban- die about 20 per cent. The average amount of money available for a home pool is now about $4,725.

Monthly repayments arc about $48 over five years. Since home pools can be built for less than the amount of money available, a homeowner frequently does not even have to come up with a down payment. ''They're a cream loan--the best property improvement loan we've ever made," says one bank official. Pool financing is good busi ness, the bankers say. Fewer than 5 per cent ot applications are refused even though swimming pool loans are unsecured.

But applicants are screened especially closely because of the obvious difficulty of repossessing pools. How do you go about getting a pool? A good place to start is at your local bank. Banks check very carefully into the reputation of the dealer or contractor who is to handle the job, Buying Tips So if you want to build a pool in your own backyard, here are tips from the American Bankers Association on how to safely splash now and pay later: Get estimates from several contractors. Don't automatical. accept (he lowest bid.

Cheap materials can cause expensive repairs later. 1 Check'thc reputations care- 'ully. Find out about anybody with whom you plan to deal. Ask for names of several prev- customers who have recently had similar work. Talk it over with your banker.

1 Get a contract. Make sure it spells out all specifications. Read it carefully; especially the fine print. If you don't understand something don't be afraid lo ask. Don't sign until you do.

i Figure out how much you need to borrow how long a loan you want--and how much interest you will have to pay. Usually, it will not be necessary to make a down payment at a bank. But the more money you Take Iliis information wilh you when you apply for Ihe loan. Even if you plan to do your financing elsewhere, slarl at your bank. It can loll you i( Ihe proposition is sound.

Heed ils advice, Barbs By HAL COCHRAN The usual number of boys will leave the a this summer to plow through life somewhere else. Study all the angles of your business and yoj won't be running around in circles. United we stand -divided means somebody gels hooked for alimony. Some people have to be sick before they'll stand up and take their medicine. less 'your loan Installation' of officers will feature Ihe annual dinner and business meeting of the Hagers- lown Traffic Club Thursday, May 18, the Venice.

L. N. Hoover, will be installed as president. Other new officers will include: J. R.

Shingleton, first vice president; Paul Strine, second vice president; Jesse H. Wyant, treasurer; L. A. Filzwater, secretary; L. S.

Slenger, Maxwell A. Black, Charles E. Howard, W. R. Bonncr, M.

P. Me- Kann, Charles n. Mask Victor D. Miller, and Willis Cower, directors. A representative of the Rail way Express Agency will be the principal speaker.

A social hour begin at p. followed by dinner at 1:15 p. m. residents have asserted slreel names of long standing lend a degree of originality and color lo I town. 1 I nnl that Ihey don't like (he names proposed by Hie council Lane" and "Walnut Street" Ihey just prefer 'to see the older, traditional names re main.

After all, Ihey say, it's Alley" and "Dirty THE A I A I Hagentown Md. ELEVEN Lenin Plaque Melted Down (AP)-A Oppose Plan To Change Names FRANKLIN, W.Va. (API-Residents of this small community up in arms today over wore that the (own council is preparing to change the names of several Mayor Elmer Hartman said that of snow, ice, wind, a i and Roofer applies new roof of asphalt shingles to protect against harsh winter weather in New York Stale, applying the new roof directly over Ihe old roofing material. Underlay, ment of asphalt-saturated felt', 1, is applied first. Next comes the a flashing strip, 1, a wide band of heavy roll roofing that runs along the entire length of the eaves for extra protection from water back-up caused by ice The asphalt shingles themselves, 3, then are applied to provide complete armor against weathtr of all kinds.

At the rake, 4, and the eave, 5, special metal drip edges are installed. give additional protection ageinst water back-up from Ice dams, and help direct water into gutters. Winter's combination punches on federal property near Brooks- villc. The grand jury, after meeting 'or a week. Thursday he plaque in memory of Nikolai Lenin "was not in our opinion to the best judgment for this counly, state or nation during these try- ins times." plaque was ordered by in January is 25 degrees or less.

In these areas. Ihe application of an eaves flashing strip ol a roll roofing is ncccssan to guard against ice a Ice dams are of ice it; a may cause damaging leaks if llie'iiroteclive caves (lashing strip is omiltcd A a ml! will to repair it may open new leaks and often leads to an endless round of patching. temperature changes land a est on tiie roof. Between rounds, in sprin summer, i a good idea of aspliiill shingles. These have a roofing contractor a low in upplied co.sl, will pro reliable suggest Jarjarct Robins.

After her death -n maijidiuL nyuins. suier ner death county grand jury has exonerated In 1846 It was placed under a tree he residents of Hcrnanrlo Counly on a tract owned bv the placing of a memorial to Col. Raymond Robins, her hus- he founder of world communism band. He deeded the land to the U.S. Department of Agriculture prior to his dealh In 1954.

A Tampa scoutmaster discovered Ihe plaque a year ago while on a hike with his Iroop. A newspaper slory last month brought iho plaque to public attention and federal officials ordered It removed, The plaque was melted down ami tossed into a lake. New York City's oldest park- Bowling Green, at the foot of Broadway-- dates back to 1732 when it was leased "to certain gentlemen to make a bowling 51'een thereof." Before that, it served as a parade ground, an open air market and a general a i site for Ihe cxhibilion of roofer probably complete new Ihe roof over thoroughly for rious damage. If one leak is spoiled in a worn roof, chances are there are others. Experience shows not every town that has a "Dog that patching is not the answer because a i on an old roof ycnirs of security I Iciiks, and will help keep the liouse a i i well as spruce up its appcaranco.

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