Arizona Republic from Phoenix, Arizona • Page 33

Ift-A The Arizona Republic Phoenix, Oct. GRIN AND BEAR IT By George Lichly "Why should the oppressed American voter be forced to choose the lesser of two evils? new party offers you a choice of at least three!" i. NYU student protest nearly goes unnoticed NEW YORK (UPI)-A student strike for the reinstatement of a dismissed Negro educator passed almost unnoticed yesterday in its second day at New York University. Fifty pickets marched at the university's Washington Square campus and about 200 beating bongo drums and tin pans staged an hour "mill-in" at one of the main campus buildings, but the situation was otherwise peaceful. The university's Bronx campus returned to normal after a Monday demonstration and the detonation of two small bombs.

Several Negro student organizations and the Students for a Democratic Society called the strike to force reinstatement of John F. Hatchett. He was fired as director of the Martin Lugher King Afro-American student center for calling Richard M. Nixon and Hubert Humphrey "racist bastards" In a speech last week. The 42,000 student university refused to take Hatchett back and said all measures would be taken to keep the campus open to students who wished to attend classes.

Senator says auto insurance need overhaul New York Times Service WASHINGTON An investigating senator said yesterday that the automobile insurance system apparently needs a "rather basic overhaul." Sen. Philip A. 'Hart, said he had reached that tentative conclusion on the basis of evidence presented to the Senate antitrust and monopoly subcommittee. Hart is chairman of the Senate Judiciary Committee panel which held public hearings earlier this year. More hearings are planned next year.

In a speech prepared for delivery at a meeting of the National Association of Mutual Insurance Agents in Chicago, Hart criticized the industry for "a pricing system based on possibly thousands of a surcharge system "based on some questionable assumptions" and "subjective underwriting standards." Copies of the speech were distributed here. Presidential Topic TEMPE Presidential hopefuls Hubert H. Humphrey, Richard Nixon, and George Wallace will be the subjects of a discussion by three correspondents who are covering their campaigns, on Arizona State University's Channel 8 at 9 p.m. today. New York Times White House correspondent Max Frankel, Times Washington correspondent Robert B.

Semple and Times Washington correspondent Roy Reed will present close-up evaluations based on day-to-day observations. Lester Markel, associate editor of the Times, is editor- moderator for the National Educational Television presentation of "Close-Up of the Candidates." "IT SEEMS to me at least at this time that the entire underwriting system with its subjective judgments, classifications and surcharges at renewal time is in need of rather basic overhaul," the senator said. The classification system, he contended, "runs contrary to our basic instincts" by failing to judge each driver by his ability. Supposedly, he noted, the philosophy of insurance is risk sharing; yet the industry's selective system of underwriting apparently is moving away from this concept. "The argument is made: why should the good driver subsidize the bad?" he observed.

"But the present system is not based primarily on good or bad drivers; it is based on good or bad classifi- cations." HART ALSO questioned the industry's argument that high rates were justified by low profits. Stock property and casualty companies reported an underwriting loss of $713 million from 1958 to 1967 under one accounting system, he reported, while under another, profits of $413 million were indicated. During the same period, their net invest-' ment income was more than $7 billion, he noted. "When someone turns one pocket inside out to show you how empty it is, but has $7 billion in the other pocket," the senator remarked, 'it is difficult to take their claim of poverty too seriously." Hart also urged the agents to reassess their reported opposition to group automobile insurance policies' And WatM Any way you look at'aml 1ft NO vs Lay-AwajU Lttfefl, ed BARRY'S Dafttewtar MeDOWtll OPEN: 'HI P.m. Try A Classified Ad REOINER SALE! Features all the comfort and quality of a 79.95 3-position recliner but all we could scoop up of the "famous manufacturer's close-out" was 50 pieces.

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